Lending Products
Take a UMMCU VISA card on your next vacation
Rates on this page are the lowest rates available. Your actual rate will reflect your individual circumstances and may be higher.
Rate Reductions for Personal Loans
Lowest Rate includes any and all applicable reductions
- 1.00% for payroll repayment
- 0.50% for ACH/direct withdrawal repayment
Rate Reductions for Auto Loans
Lowest Rate includes any and all applicable reductions
- 1.00% for payroll repayment
- 0.50% for ACH/direct withdrawal repayment
- 0.50% for financing 80% or less of auto value (MSRP)
Product Type | Lending Product | Term/Limits | Lowest Rate | Effective Date(s) |
|---|---|---|---|---|
| Credit Card | Visa Platinum | $12,500 Max | 9.90% | 01/03/2008 |
| Credit Card | Visa Classic | $5000 Max. | 12.60% | 01/03/2008 |
| Credit Card | Secured Visa | $500 Min. Deposit | 14.40% | 01/03/2008 |
| Personal Loan | Share and Certificate Secured Loans | Up to 60 Months | 2.75% | 01/03/2008 |
| Personal Loan | Share and Certificate Secured Loans | 61-120 Months | 4.75% | 01/03/2008 |
| Personal Loan | Personal Loan | up to 12 Months | 10.25% | 01/03/2008 |
| Personal Loan | Personal Loan | 13 to 24 Months | 11.25% | 01/03/2008 |
| Personal Loan | Personal Loan | 25 to 36 Months | 12.25% | 01/03/2008 |
| Personal Loan | Personal Loan | 37 to 48 Months | 13.25% | 01/03/2008 |
| Auto Loan | New Auto Loan 2009 | up to 36 Months untitled/2500 miles or less | 4.25% | 05/12/2008 |
| Auto Loan | New Auto Loan 2009 | 37 to 60 Months untitled/2500 miles or less | 5.25% | 05/12/2008 |
| Auto Loan | New Auto Loan 2009 | 61 to 72 Months untitled/2500 miles or less | 6.25% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2008-2007 | up to 36 Months | 4.50% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2008-2007 | 37 to 60 Months | 5.50% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2008-2007 | 61 to 72 Months | 6.50% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2006-2005 | up to 36 Months | 4.75% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2006-2005 | 37 to 54 Months | 5.50% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2004-2003 | up to 36 Months | 5.00% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2004-2003 | 37 to 48 Months | 6.00% | 05/12/2008 |
| Auto Loan | Used Auto Loan 2002-2001 | up to 36 Months | 5.25% | 05/12/2008 |
United Methodist Ministries Credit Union
PO Box 2001 • Bloomington, IL 61702
Phone: (309) 827-8636 • Fax: (309) 827-7275