Lending Products

Now church members can join UMMCU. See Membership for details.

Churches can earn $10 for each new UMMCU member they refer.

System upgrade scheduled for January 22, 2009

Lending Products

Rates on this page are the lowest rates available. Your actual rate will reflect your individual circumstances and may be higher.

Product Type	Lending Product	Term/Limits	Lowest Rate	Effective Date(s)
Credit Card	Visa Platinum	$12,500 Max	9.90%	01/03/2008
Credit Card	Visa Classic	$5000 Max.	12.60%	01/03/2008
Credit Card	Secured Visa	$500 Min. Deposit	14.40%	01/03/2008
Personal Loan	Share and Certificate Secured Loans	Up to 60 Months	2.75%	01/03/2008
Personal Loan	Share and Certificate Secured Loans	61-120 Months	4.75%	01/03/2008
Personal Loan	Personal Loan	up to 12 Months	10.25%	01/03/2008
Personal Loan	Personal Loan	13 to 24 Months	11.25%	01/03/2008
Personal Loan	Personal Loan	25 to 36 Months	12.25%	01/03/2008
Personal Loan	Personal Loan	37 to 48 Months	13.25%	01/03/2008
Auto Loan	New Auto Loan 2008	up to 36 Months untitled/2500 miles or less	4.25%	05/12/2008
Auto Loan	New Auto Loan 2008	37 to 60 Months untitled/2500 miles or less	5.25%	05/12/2008
Auto Loan	New Auto Loan 2008	61 to 72 Months untitled/2500 miles or less	6.25%	05/12/2008
Auto Loan	Used Auto Loan 2007-2006	up to 36 Months	4.50%	05/12/2008
Auto Loan	Used Auto Loan 2007-2006	37 to 60 Months	5.50%	05/12/2008
Auto Loan	Used Auto Loan 2007-2006	61 to 72 Months	6.50%	05/12/2008
Auto Loan	Used Auto Loan 2005-2004	up to 36 Months	4.75%	05/12/2008
Auto Loan	Used Auto Loan 2005-2004	37 to 54 Months	5.50%	05/12/2008
Auto Loan	Used Auto Loan 2003-2002	up to 36 Months	5.00%	05/12/2008
Auto Loan	Used Auto Loan 2003-2002	37 to 48 Months	6.00%	05/12/2008
Auto Loan	Used Auto Loan 2001-2000	up to 36 Months	5.25%	05/12/2008

United Methodist Ministries Credit Union