Lending Products

Take a UMMCU VISA card on your next vacation

Rates on this page are the lowest rates available. Your actual rate will reflect your individual circumstances and may be higher.

Rate Reductions for Personal Loans

Lowest Rate includes any and all applicable reductions

  • 1.00% for payroll repayment
  • 0.50% for ACH/direct withdrawal repayment

Rate Reductions for Auto Loans

Lowest Rate includes any and all applicable reductions

  • 1.00% for payroll repayment
  • 0.50% for ACH/direct withdrawal repayment
  • 0.50% for financing 80% or less of auto value (MSRP)
Only Show:
Product Typesort iconLending ProductTerm/LimitsLowest RateEffective Date(s)
Credit CardVisa Platinum
$12,500 Max
9.90%
Credit CardVisa Classic
$5000 Max.
12.60%
Credit CardSecured Visa
$500 Min. Deposit
14.40%
Personal LoanShare and Certificate Secured Loans
Up to 60 Months
2.75%
Personal LoanShare and Certificate Secured Loans
61-120 Months
4.75%
Personal LoanPersonal Loan
up to 12 Months
10.25%
Personal LoanPersonal Loan
13 to 24 Months
11.25%
Personal LoanPersonal Loan
25 to 36 Months
12.25%
Personal LoanPersonal Loan
37 to 48 Months
13.25%
Auto LoanNew Auto Loan 2010
up to 36 Months
untitled/2500 miles or less
4.00%
Auto LoanNew Auto Loan 2010
37 to 60 Months
untitled/2500 miles or less
4.75%
Auto LoanNew Auto Loan 2010
61 to 72 Months
untitled/2500 miles or less
5.50%
Auto LoanUsed Auto Loan 2009-2008
up to 36 Months
4.25%
Auto LoanUsed Auto Loan 2009-2008
37 to 60 Months
5.00%
Auto LoanUsed Auto Loan 2009-2008
61 to 72 Months
5.75%
Auto LoanUsed Auto Loan 2007-2006
up to 36 Months
4.75%
Auto LoanUsed Auto Loan 2007-2006
37 to 54 Months
5.50%
Auto LoanUsed Auto Loan 2005-2004
up to 36 Months
5.00%
Auto LoanUsed Auto Loan 2005-2004
37 to 48 Months
6.00%
Auto LoanUsed Auto Loan 2003-2002
up to 36 Months
5.25%
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